Pacific Trust Mortgage - San Luis Obispo, California

Address: 735 Tank Farm Rd, San Luis Obispo, CA 93401, United States.
Phone: 8055434422.
Website: pacifictrustmortgage.com
Specialties: Mortgage lender, Mortgage broker.
Other points of interest: Wheelchair-accessible car park, Wheelchair-accessible entrance.
Opinions: This company has 58 reviews on Google My Business.
Average opinion: 4.9/5.

📌 Location of Pacific Trust Mortgage

☎️8055434422

⏰ Open Hours of Pacific Trust Mortgage

Monday: 8:30 am–5:30 pm
Tuesday: 8:30 am–5:30 pm
Wednesday: 8:30 am–5:30 pm
Thursday: 8:30 am–5:30 pm
Friday: 8:30 am–5:30 pm
Saturday: Closed
Sunday: Closed

Discover Pacific Trust Mortgage: Your Reliable Mortgage Partner

Pacific Trust Mortgage, located at 735 Tank Farm Rd, San Luis Obispo, CA 93401, United States, stands out as a trusted name in the mortgage industry, offering comprehensive services as both a mortgage lender and broker. With their contact number 8055434422, potential clients can easily reach out to discuss their financial needs. Their professional approach, highlighted by numerous positive reviews, makes them a top choice for those seeking mortgage solutions.

Key Features and Services

Specialties: As a mortgage lender and broker, Pacific Trust Mortgage caters to a wide range of client needs, ensuring personalized service and competitive rates.
Accessibility: The office is equipped with wheelchair-accessible parking and entrance, demonstrating their commitment to inclusivity.
Customer Experience: With 58 reviews on Google My Business and an average rating of 4.9/5, Pacific Trust Mortgage has consistently received praise for its exceptional customer service and professional demeanor.

Important Information for Seekers

For anyone considering a mortgage, here's what you should know about Pacific Trust Mortgage:

They offer both mortgage lending and brokerage services, giving clients flexibility in their options.
Their accessible location ensures that everyone, including those with mobility issues, can visit their office comfortably.
Their online presence, including their website pacifictrustmortgage.com, provides valuable resources and allows potential clients to explore their offerings further.
The friendly and professional team, exemplified by the positive feedback about Sarah A., is dedicated to making the mortgage process smooth and stress-free.

Why Choose Pacific Trust Mortgage

Based on the glowing reviews, it's clear that Pacific Trust Mortgage goes above and beyond to meet and exceed their clients' expectations. The personalized attention and high-quality service are evident in every interaction. Clients appreciate the professional yet personable approach of their staff, especially highlighted by the testimonial about Sarah A., who is commended for her work ethic and client-friendly attitude.

If you're in need of mortgage assistance, Pacific Trust Mortgage could be the perfect partner for you. Their dedication to customer satisfaction, combined with their expertise in both lending and brokerage, positions them as a leading choice in the industry.

Take Action Today

Don't miss the opportunity to experience the exceptional service that Pacific Trust Mortgage offers. Visit their website pacifictrustmortgage.com to learn more or call them directly at 8055434422 to schedule a consultation. With their commitment to helping you find the best mortgage solution, taking the first step could be the smartest decision you make for your financial future.

Remember, your journey to securing the right mortgage begins with the right partner. Pacific Trust Mortgage is here to ensure that journey is as smooth and successful as possible. Contact them today to explore how they can assist you in achieving your homeownership goals.

👍 Reviews of Pacific Trust Mortgage

Pacific Trust Mortgage - San Luis Obispo, California

Sarah S.

5/5

I worked with Sarah A. and found her to be completely personable, professional and easy to work with. I highly recommend her and Pacific Trust Mortgage for the quality of work they do and the customer service they provide. I'd use her again in a flash if I needed another loan!

Josh F.

5/5

Sarah is great!

Knowledgeable, professional, friendly, and client focused.

Sarah is the lender you want on your team if you are a buyer. I have worked as a real estate broker for over a decade here on the Central Coast and I have worked with many lenders and bankers over the years, and Sarah is one I highly recommend. You are in good hands!

Jennifer P.

5/5

Sarah and her team did a remarkable job and explaining every detail of this process to us. I could not be happier with our experience. There were times she went the extra mile to answer our calls, texts or emails on the week. Sarah under promised and over delivered on our dream home.

ExcelandAccess A. Y. D. C.

5/5

Sarah is wonderful. She is so knowledgeable and patient, explaining each of the steps and answering all my questions. Tracking process very easy as well. Sarah will take care of you quickly and with a great rate. Definitely recommended to all !

Spencer H.

5/5

Chris and the team at Pacific Trust Mortgage were instrumental in helping us purchase our home in north county.

We were initially working with a large national lender, everything was going fine, until it wasn't. Chris came to the rescue and gave us total peace of mind as we applied with Pacific Trust and started our process over again. Him and his team worked quickly right through the holiday season to get our application to where it needed to be.

From start to finish everything with Pacific Trust Mortgage was better vs. what we experienced with the other lender. We got a better rate, better service, more confidence, and more guidance.

The online portal and document upload were all easy and super straight forward. Chris was always available for questions and understood our timelines better than we did.

I would absolutely recommend Pacific Trust for anyone looking to finance a house.

Marina P.

5/5

Sarah was absolutely amazing through our entire refinance process and was so helpful and supportive!

Sergio P.

5/5

The team at Pacific Trust Mortgage is among the most competent and trustworthy companies we have ever had the pleasure to work with. As a first time homebuyer we were a little overwhelmed despite having researched the home buying process extensively. After having a falling out with our first loan officer we scrambled to find another in a short time frame. After perusing google reviews, Sarah Atkinson and her team came in and saved the day. From the onset she was honest and upfront about the process. There were no surprise fees after the first estimate and they worked diligently to make sure everything was accurate. On top of that we managed to close 2 days earlier which was a relief for the sellers and us. They have earned our business for life. Highly recommended for all your loan needs!

John P.

1/5

The worst, ethically, mortgage broker I ever dealt with. I whole heartly advice you not to use this mortgage broker.

This particular agent started by quoting the rate at 6.67% in June 2024 with no discount point. I confirmed with my sister, which is a morgage broker at other agency, that this was a good and reasonabl rate. Because of $5000 credit from the seller/builder for using their "preferred" lender and i believed the agent was honest, I proceeded with this lender.

With less than 3 weeks left before closing date, the agent sent me a preliminar disclosure quoting 7%. He also said that I could pay a discount point to buy the rate down to 6.67%. I knew the mortgage rate was steadily going down from June to July. I checked with my sister and two other morgage companies and confirmed that the rate I would get was 6.49% with my credit score of over 800 and 60% downpayment.

I could not change the mortgage company because my closing date was less than 3 weeks.

This agent would get more than 3% back from the lender by selling me a mortage with such high rate compared to the market rate. I understand the agent is commision based but still he would get 1 to 1.5% back by selling me a honest normal rate mortgage. With this unethical practice, he probably pocketed about 2% higher commission in his client's expense.

If you want more details or want to verify my comment, please let me know. I will be more than happy to let anybody know who the agent is and what he had done.