Full Circle Home Loans - Upland, California

Lupita A.

My husband and I are so grateful to have found Full Circle Home Loans to help us both with purchasing our first home and refinancing our loan afterwards. We love that Seth, Bernie, Summer, and Spencer were available for us at all times during our home buying process and worked very quickly to help us secure our home. They are all very knowledgeable and get the work done fast! I especially want to thank Bernie because she went above and beyond when we refinanced our home loan with them as well. She knew I was pregnant at the time and did everything in her power to make sure that the refinancing process was not stressful on me. It was a smooth transaction and we shared many laughs along the way. This happy family thanks the whole Full Circle loan team for everything!

Jennifer S.

We've worked with Full Circle Home Loans for three loans now in the past 6 months. They are an incredibly dedicated, knowledgeable team who go above and beyond. Seth, Spencer, Summer and Bernie are wonderful to work with, their work ethic is top-notch. We will continue to use them for all future loans and refinances.

Lara S.

I was a little rusty on the home buying process and didn’t know where to start. The team jumped in, provided a checklist of what was needed to get my loan approval off the ground. They made it feel easy and manageable. I never felt alone in the process with regular check ins to make sure I was feeling ok and answering any questions that came up. Whenever I had questions they always put me at ease with their clarity, professionalism and knowledge. From pre-approval and getting us the best interest rate possible to signing final documents, it was invaluable to me to have regular communication and updates from the Full Circle Home Loans team. They stayed in with us the whole time, cared for us and made us a part of their family. We are now in our new home and so grateful for Seth, Summer, Bernie and everyone else who worked behind the scenes on our loan. This type of personal investment to a client is unique and you won’t find it just anywhere. Thank you for your genuine desire to help us see our dream of buying a home become a reality.

Kory O.

Seth and his team have now helped us acquire multiple investment properties. Not only have they been super helpful throughout the entire process, Seth and I have become close friends. My wife and I are so lucky to have gotten to know him and his beautiful family. He sent me a closing gift for our last property, which was definitely one of the spicer gifts I've ever received! I highly recommend working with Full Circle Home Loans and I look forward to doing so again in the near future.

Matt F.

I had the most wonderful experience working with Full Circle Home Loans to purchase my first property!

I want to thank Seth and his team for the great advice, education, and patience they gave me throughout the whole process. They checked in on me daily to make sure I was okay and comfortable the entire way through. I recommend Full Circle Home Loans for anyone purchasing a first time home, whether you’re using an FHA, or any other loan, Seth and his team have you covered and will walk you through the entire process while also laying out all your options and talking you through them. They are super knowledgeable and versed when it comes to everything real estate, whether it’s mortgage loans, investments, or market trends they’re certainly someone I would trust and recommend to anyone.

Thank you again Seth, Bernie, Tiffany and everyone else who made my experience seamless. I look forward to purchasing my next home with you (hopefully) soon!

Juneffer G.

Writing this review while my family and I are currently enjoying our newest vacation/investment home that we processed through Full Circle Home Loans. I’ve gone through a few mortgages and already have PTSD dealing with banks when it comes to home lending process. Not only did Seth, Spencer and Bernie instantly found me the best rate for what I needed, they managed to seamlessly take my loan to closing ahead of time. Without a doubt, their team of professionals are highly trained, on top of their game and love what they do. I cannot be any happier with the level of service that I received. From start to finish, they were responsive to my multiple questions, they made it easy to navigate the documentation requirements and most of all, they communicated with me every step of the way so I know exactly what I had to submit and even inform me of timeline on their end which they never failed to deliver! Such an amazing team of people to have on your side as a real estate investor!

Zade N.

This is long overdue - even months after closing, the Full Circle Homes Loans team, led by Seth, Bernie, Spencer, Summer, Tiffany, and the rest of the team, continues to be excellent.

Since then, no issues have come up, and their dedication remains consistent. Their exceptional service during the loan process was followed by their continued responsiveness long after closing. I also was provided access to a nice homebot tool that provides periodic house market evaluation reports, which is really helpful.

I highly recommend their services for a stress free experience from start to finish! Thank you

Daniel L.

Full Circle Home Loans goes above and beyond in every aspect. Fast communication, extremely professional, making the process not feel stressful at all! They answer all questions kindly, if it’s a rare question, they will find the answer! This is my second time going through FCHL and it will not be my last! These people work very hard for their clients! They are very positive and motivated to help every step of the process. They will even check in to see how you’re doing a year after working with them! Seth, Tiffany, Bernie, Summer, and Spencer are phenomenal! This company is honestly hard to beat!