Harbor View Funding - San Pedro, California

Kristin G.

We were so happy with our experience with Michael and the Ethos Lending team (Mario and Kim) and Josh. They made the process so simple and expedited everything for us to make sure we got to the finish line in time. They were very clear and concise about everything they needed from us and helped us understand all of the documents we were signing. As first time home buyers, we weren’t sure what to expect, but we truly couldn’t have done this without their help.

Kristie W.

My husband and I recently worked with Michael Mannino and team for our mortgage loan. He was recommended to us by our fantastic realtor Jake Sullivan for the purchase of our new home. From the very beginning Michael has not only shown exemplary professionalism in handling the loan, going above and beyond with clear communication, but has a calming demeanor and wonderful personality. He was extremely helpful in explaining the entire process from start to finish, even creating custom videos walking us through the most important deal points in the extensive amount of paperwork, which was incredibly helpful. We truly could not have done this without him. Buying a home is a very stressful time but it could not have gone any smoother with Michael. I highly recommend him and his team.

Jake S.

All of my clients love Michael and so do I! I have worked with many lenders and none of my clients have talked about other lenders like they do with Michael. They love how informative, calm, and smooth he makes the process. He is so detailed and educational that he takes out the stress and allows buyers to feel confident in their decisions - they actually know what is going on. All of my clients love Michael! He also makes me look good because we work as a team. Listing agents are always impressed with his timelines and professionalism, which helps my buyers get their offers accepted. Overall, Michael is always on it, transparent, informative, and just a great guy to work with. I am very grateful for our relationship and I am always excited to refer him with confidence.

Dan B.

Working with Michael Mannino at California Coastal Loans was outstanding. He helped guide my wife and I through the home buying and mortgage process well in advance of buying our first home, so when the time came to buy, we were ready. He was very thorough, responsive and genuinely pleasant to work with. Would not have wanted to do it without him.

Lea H.

We had an overall OUTSTANDING experience with Michael and his team. He helped us every step of the way, answering every question we had and talking us through each phase of the process. His communication was best-in-class. He sent video walkthroughs of important documentation, and even leveraged his knowledge of HOA funding to make sure we knew what we were getting into with our condo. If we're ever buying another home, or if we choose to refinance this one, Michael will be our first call.

Tom B.

Michael and all the loan team members did and excellent job in delivering on this loan and house purchase for us! Beyond providing timely documentation and execution, we really really valued Michael's personal use of video messages to walk us through complex loan documents and concepts. I feel so much more confident in the things we signed and the entire process as a result!

Jaime C.

Our experience with California Coastal Loans and Michael Mannino was exceptional. From pre-approval to closing Michael was available to assist with any questions or concerns. His follow-up is superb and it's hard to find that these days. I'm sure he was assisting others at the time but he made us feel like we were a priority and eased our minds gracefully. Team Mannino/California Coastal Loans ALL THE WAY!!

Austin H.

Michael served us in securing a loan for our first home and was an amazing asset throughout the purchasing process. He was always quick to respond to questions, knowledgeable about the financing landscape and current market trends, and overall very enjoyable to work with.

As usual, be mindful of how much loan you're approved for versus how much is financially responsible to take on. Michael was quick to respond to our requests and ensured there was no friction with the financing aspect of our home purchase.