Homeland Financial Network, Inc - Lake Forest, California

Liliana A.

Easy process, very professional, and the team works very quickly. My family and I have been working with David Brackett Jr for years! He has been so patient with us through our home purchase journey, us being scared of the market fluctuation, while being indecisive on properties backing out of contracts because we we’re not happy, and he was very understanding and never pressured us. When we were finally ready! 4 years later! He was right there ready to help and did so very quickly and I was amazed!! We are very happy and want to give a big Thanks to David and the team for helping us close so quick! We look forward to working with you again on future purchases, I will definitely be recommending him to anyone I know shopping for loans!

Lamia G.

I first reached out to David and the NLF Network team in 2024 when I was thinking about buying a home. I ended up waiting for a better interest rate, but even after talking to several brokers-including banks and even a close friend-I just knew David was the one I wanted to work with. His honesty, knowledge, and the way he made me feel heard stood out from day one.

A year later, I reached back out, and to my surprise, he remembered everything-we picked up right where we left off. David and his team made the entire process feel smooth and possible. The way they handled all the paperwork and details behind the scenes was incredible. People around me couldn’t believe how easy it all seemed-but the truth is, it was years of David’s experience, work ethic, and integrity coming through.

There were moments I felt unsure or nervous, and every time, David was right there-answering my questions, offering solutions, and giving me peace of mind. It never felt transactional-it felt like I had someone truly on my side.

Having a lender like David isn’t just helpful-it’s a game-changer. I never hesitated to reach out because I knew he’d be there, and I knew I could trust him 100%. This wasn’t just good service-it was real care. I’ll be working with David and his team for refinancing and every future home I buy. People like this are rare-you keep them for life, you recommend them to everyone you care about, and you’re just grateful they exist.
Thank you, David. You helped make one of my biggest dreams come true.

Omar S.

I had an amazing experience working with Homeland Financial networks! From start to finish, the process was smooth, transparent, and stress-free. Their team was incredibly knowledgeable and took the time to explain every step in detail, ensuring I understood all my options.

What stood out the most was their excellent customer service. They were always available to answer my questions, responded promptly to emails, and kept me updated throughout the process. The rates they offered were competitive, and they worked hard to find a solution that fit my financial needs perfectly.

Closing was quick and hassle-free, and I truly felt supported every step of the way. I highly recommend Homeland Financial to anyone looking for a trustworthy and efficient mortgage provider. They made what could have been a daunting process feel easy and achievable!

Olivia N.

Absolutely fantastic experience with David! As first-time homebuyers, we were naturally nervous and a bit overwhelmed by the whole process, but David made everything so much easier. From the moment we first reached out to him, he was incredibly patient, approachable, and eager to help. He took the time to explain each part of the process in detail, walking us through everything step by step and ensuring we understood all of our options. No question was too small, and David was always quick to respond, whether it was via email, text, or phone call.

What really stood out to us was his genuine care and commitment. He didn't just treat us like another transaction, he truly listened to our concerns and worked with us to find the best mortgage plan for our financial situation. We felt supported and confident at every stage, from pre-approval to closing. He also provided us with valuable insights that helped us make informed decisions, and we never felt pressured at any point.

The entire process was seamless, and David’s attention to detail was impeccable. He made sure all the paperwork was in order, kept us updated regularly, and even made the complex aspects of home financing easier to navigate. Thanks to his hard work and dedication, we were able to secure a fantastic mortgage rate and successfully close on our first home without a hitch. It’s true when they say he can close a house faster than anyone with the best rate.

We can't recommend David enough—he made our first home-buying experience something we’ll always look back on positively. If you're looking for a knowledgeable, trustworthy, and supportive loan officer, David is the person to go to. We’re so grateful for everything he did for us and couldn’t be happier with the outcome!

Hayley F.

David Brackett is an incredible human being—his work ethic and professionalism are exactly why I refer my homebuyers to him. He provides an honest, clear picture of what my clients can achieve, what they need to do, and then walks them through the loan process step by step. My most recent buyers had their loan funded in just 15 days!

As an agent, who I choose to partner with is crucial to getting my clients into their dream homes. I work hard to ensure our offers are competitive and come with strong terms—and that requires trusted connections to lenders like David.

Jessica Y.

Dave Jr and his team were incredible during a difficult times for us. After another lender dropped the ball on our application, Dave stepped in and quickly assisted us, making the process smooth and stress-free. They were communicative, efficient and truly went above and beyond to help my husband and I. We highly recommend them to anyone looking for a reliable and supportive lender!

Mara R.

Thank you Homeland financial and all who made this happend. We are very satisfied the way this process was taken care of. I would definetely will recommend Homeland not only for their expertise but for the profesionalism
Of the staff always there to hear our questions. Thank you all again.

Rocio M.

I initially planned to work with a Credit Union for our first home purchase. However, David's responsiveness was unbeatable, so we decided to go with him. His personalized approach was the deciding factor. He was extremely prompt in answering our questions, which is crucial in the home-buying process where time is of the essence. David is knowledgeable and has streamlined the process. I look forward to working with David and his team for our future investments due to the excellent service we received during our home purchase. Thank you, David and team, for making the home purchase process seamless.