Summit Home Mortgage - Rapid City, South Dakota

Summit Home Mortgage: A Comprehensive Guide to Your Mortgage Needs in Rapid City, SD

When it comes to finding a reliable mortgage lender in Rapid City, SD, Summit Home Mortgage stands out as a trusted and experienced option. Located at 3202 W Main St, this locally-owned company has been serving the mortgage needs of the Black Hills region for over a decade. In this detailed guide, we'll explore the main services offered by Summit Home Mortgage, their convenient location and accessibility, unique features, practical information, and positive aspects highlighted in customer reviews.

Main Services

• Mortgage Loans: Summit Home Mortgage offers a wide range of mortgage loans tailored to fit various needs and financial situations. Their loan options include:
• FHA Loans
• VA Loans
• USDA Loans
• Jumbo Loans
• Conventional Loans
• First-Time Homebuyer Loans
• Reverse Mortgages
• Home Renovation Loans: Summit Home Mortgage also offers renovation loans, which allow homebuyers to finance the purchase and renovation of a home with a single mortgage. They provide FHA 203(k) and Fannie Mae HomeStyle Renovation loans.
• Mortgage Refinancing: If you're looking to lower your monthly payments, consolidate debt, or switch from an adjustable-rate to a fixed-rate mortgage, Summit Home Mortgage offers refinance options to suit your needs.
• Construction Loans: For those looking to build their dream home, Summit Home Mortgage provides construction loans to cover the costs of land, materials, and labor.

Location and Access

Summit Home Mortgage is conveniently located at 3202 W Main St, Rapid City, SD 57702, United States. This central location makes it easily accessible from various parts of the city. The office is situated near the intersection of W Main St and N Canal St, with several popular local amenities nearby, such as the Dahl Arts Center and the Rapid City Public Library.

For those relying on public transportation, the Rushmore Plaza Civic Center is just a short walk away, and several bus stops are nearby. Additionally, the office offers wheelchair-accessible parking and a wheelchair-accessible entrance, ensuring that all customers can access their services with ease.

Featured Characteristics

• Local Expertise: As a locally-owned and operated mortgage lender, Summit Home Mortgage has an intimate understanding of the Rapid City real estate market and the unique needs of its residents.
• Personalized Service: The team at Summit Home Mortgage takes the time to understand each client's individual needs and financial situation, providing personalized mortgage solutions tailored to their specific circumstances.
• Experience and Knowledge: With over a decade of experience in the mortgage industry, the team at Summit Home Mortgage possesses the knowledge and expertise required to guide clients through the complex mortgage process with confidence and ease.
• Competitive Rates: Summit Home Mortgage is committed to offering competitive interest rates and low fees, helping clients save money on their mortgage loans.

Practical Information

• Business Hours: Summit Home Mortgage is typically open Monday through Friday, from 8:30 AM to 5:00 PM. However, it's always a good idea to call ahead or check their website for the most up-to-date information on their business hours.
• Contact Information:
  • Address: 3202 W Main St, Rapid City, SD 57702, United States
  • Phone: 605-716-7560
  • Website: https://summithomemortgage.com/
• Service Area: While Summit Home Mortgage is based in Rapid City, they serve clients throughout the Black Hills region, including but not limited to, Spearfish, Belle Fourche, and Sturgis.

Positive Aspects from Reviews

Summit Home Mortgage has an impressive average rating of 4 out of 5 stars on Google My Business, with one review highlighting several positive aspects of their service:

"Excellent service! Very knowledgeable and professional. They made the process of buying my first home very smooth and easy. I would highly recommend Summit Home Mortgage to anyone looking for a mortgage lender."

This review highlights the professionalism, knowledge, and excellent service provided by Summit Home Mortgage. The reviewer also praises the company for making the home-buying process as smooth and easy as possible, demonstrating their commitment to customer satisfaction.

In conclusion, Summit Home Mortgage stands out as a reliable and experienced mortgage lender in Rapid City, SD. With their wide range of mortgage services, convenient location, and commitment to personalized service, they are an excellent choice for those seeking a mortgage lender they can trust. Whether you're a first-time homebuyer or an experienced homeowner looking to refinance, Summit Home Mortgage is dedicated to helping you achieve your mortgage goals.

👍 Reviews of Summit Home Mortgage